Autonomous Recovery Engine

Unclaimed funds found.
Automatically.

SurplusIQ is an autonomous system that identifies surplus funds from foreclosures and tax sales, verifies claimants, and converts them into signed clients. No manual lead chasing. No wasted hours on dead contacts.

$80B+
Unclaimed funds across US counties
4C+P
Systematic recovery method
0
Upfront cost to claimants

The industry runs on spreadsheets and guesswork

Surplus funds recovery has been a manual, fragmented business for decades. Operators waste 60-70% of their time on dead leads, outdated records, and contacts who moved three years ago. The funds are real. The process to recover them is broken.

01

Lead quality is abysmal

Most operators work from bulk lists. No scoring, no filtering, no way to know which leads are worth pursuing.

02

Skip tracing is manual

Finding people who moved after foreclosure requires pulling records across multiple databases by hand.

03

Compliance is a minefield

UPL laws vary by state. One wrong message can mean legal liability. Most firms wing it.

The 4C+P Method

A systematic pipeline that turns raw county data into signed contingency agreements.

C1

Create

Ingest surplus fund records from county sources. Score by amount, recency, and contact probability. Filter out leads under $2,000.

C2

Conduct

Deep verification and skip tracing. Cross-reference public records, phone databases, and property data to find current addresses.

C3

Contact

Multi-channel outreach with persuasive, compliant messaging. Phone, mail, SMS, and email sequences calibrated for response rate.

C4

Convert

Trust-building sequences with clear value props. Digital contract execution. Urgency without pressure. Signed contingency agreements.

Optimized for conversion, not volume

Every metric in SurplusIQ exists to maximize signed contracts per 100 leads.

20%+

Target Response Rate

Multi-channel contact sequences and verified skip tracing push response rates well above industry average.

10%+

Target Close Rate

Trust-building messaging and compliance-first approach convert more responses into signed agreements.

$2K+

Minimum Lead Value

Automated filtering eliminates low-value leads before they waste a single minute of operational time.

Billions in surplus funds are sitting in county accounts right now

Former homeowners are owed money they don't know exists. Counties aren't going to call them. Recovery firms are too slow and too manual. SurplusIQ changes the math. Autonomous. Compliant. Relentless.